IFSC of Indian Overseas Bank
IOBA 0 000047
1 2 3
  • Bank
    Indian Overseas Bank
  • Reserved symbol for future use
  • Branch
    LUDHIANA MAIN
Additional information
  • Bank Type
    Government
  • Established On
    1937
  • Swift Code
  • MICR Code
    141020006
Contact Person
CUSTOMER CARE
City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Country
INDIA
Toll Free Number
1800 425 4445
Mobile Number
2750169
Fax Number
044-28523372
Landline Number
044-28519488
Official Website
Address
1 st floor,sainkik rest house, kacheri road,ludhiana,pin 141001
What is a IFSC Code?

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.

The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches.